On Election Day in New Hampshire, nine cities will have the opportunity to vote in favor of in-person sports betting. Voters in Concord, Berlin, Claremont, Dover, Laconia, Manchester, Nashua, Rochester, and Somersworth can expect to see the following question on their ballots this Tuesday: Shall we allow the operation of sportsbook retail locations within the city? The question focuses solely on the introduction of physical sportsbook retailers, after mobile sports betting was legalized under House Bill 480 in July. As it stands, anyone over the age of 18 is allowed to participate in online sports betting, excluding a select number of people affiliated with the events being bet on. The new ballot question would likely extend this law to include physical sports betting retailers.

What the Ballot Question Means

Under the new law, the New Hampshire Lottery would be responsible for conducting all sports betting, which would be allowed as many as 10 physical sportsbook locations. Potential sites for sports betting retail locations include convenience stores or anywhere Lottery tickets are sold. Like other states who have adopted online and in-person sports betting, New Hampshire is exploring options for establishing contracts with prominent leaders in the industry. The state recently announced that they have entered contract negotiations with DraftKings and Intralot, in order to launch both online and retail sports betting services. Before these contracts are solidified, they must first be approved by the state’s Executive Council. While online betting is set to be available before the end of the NFL season, in-person sportsbooks are still riding on a favorable vote during Tuesday’s elections.

As it stands, bettors would be barred from placing wagers on any collegiate sporting events that involve teams from the state of New Hampshire. Additional restrictions would be placed on commissioners from the Lottery Commission or immediate family members’ employees of the agents running the sportsbooks; the players, teams, referees, and other officials associated with the games being bet on; and anyone who is acting as a proxy for the previously mentioned people or groups. Aside from these limitations, bettors can expect to have an array of bets available for all of their favorite sports and leagues. The addition of in-person sportsbooks would include familiar betting options for single games, teasers, parlays, over-under bets, as well as prop bets.

What’s at Stake

Unsurprisingly, money is an important factor when considering the legalization of sports betting in a state. Residents want to know that winnings will be taxed in some way to help bring in revenue and benefit those who live there. Currently, no concrete revenue projections have been released in relation to the potential legalization of in-person sports betting retailers. This is due in part to the fact that no contract has been met between the state and a vendor. That being said, DraftKings has offered 50% of its gross gaming revenue from mobile and retail betting to the state, and it is expected that a deal could be finalized soon. On the other hand, Intralot has offered 19,25% of revenues to the state for any lotter-style sports bets.

What to Expect from the Vote

Even if voters approve sports betting locations in their respective cities, it does not necessarily guarantee that these structures will be put in place. The Commission has the final say in where the 10 locations will be established throughout the state, and of course city officials will also have a say in the matter. If voters are against the establishment of in-person sports betting locations, online operations will continue to operate without interruption. Additionally, the Lottery has other games that offer sports betting at convenience stores, grocery stores, and any establishment where lottery tickets are sold. Tuesday’s ballot represents the ongoing growth of sports betting throughout the nation, and voters now have to decide whether they will follow suit.

The Michigan House of Representatives have passed legislation for sports betting in the state, despite the fact that lawmakers have not reached a consensus with Gov. Gretchen Whitmer. The bill, which legalizes sports betting, internet gaming, and gambling on fantasy sports, passed on a bipartisan vote of 63-45 on Wednesday. Rep. Brandt Iden, R-Oshtemo Township, has been pushing the bill along in hopes of making sports betting available to Michigan residents before it becomes available in its neighbor-state, Ohio, at the end of the year. 13 states in the country have already legalized some form of sports betting and 33 states have proposed some form of legislation; the Michigan House of Representatives hopes that this recent vote will help their state join in on the action.

Details of the Bill

Once sports betting launches in the state, residents can expect to have access to making bets on some of their favorite leagues, such as Major League Baseball and the National Football League. Like many other states who have legalized sports betting, Michigan would allow bettors to place wagers on the outcome of games, while also offering a variety of live betting options. As mentioned, the bill legalizes sports betting in brick-and-mortar casinos throughout the state, as well as online and internet gaming. The latest bill comes following two similar bills that were vetoed last year by former Gov. Rick Snyder, who feared that the legislation, which also expanded upon traditional gambling in the state, would impede upon the state’s lottery.

The main focus and the reason for the delay on the passing of sports betting in the state of Michigan is due largely in part to the debate surrounding the tax rates. As it stands, the bill applies an 8.75% tax on sports betting, including a 3.25% tax for Detroit casinos. Online betting would differ in that the tax would start at 4% and gradually increase over time to 23%. Early projections show that the sports betting tax could generate $30 million in revenues, which could help ease the concerns of those in opposition of the bill.

Concerns Surrounding Sports Betting

Whitmer’s office contends that the current tax rates in the new bill are too low to realistically benefit citizens of the state. As noted by the Detroit Free Press, Whitmer’s greatest concern is the impact the new legislation could have on the School Aid Fund. The School Aid Fund currently taxes all casinos in order to help contribute to educational opportunities. The fear that Whitmer has about the new sports betting legislation is that it will take business away from existing gambling operations, thus decreasing the amount of funding schools are receiving. As it stands, the Michigan Lottery and brick-and-mortar casinos in the state pay a significantly higher tax rate, which benefits the state’s public schools. Whitmer’s office estimates that the new legislation could result in a loss of $28 million annually to the funding of these schools

Up to this point, Whitmer has been reluctant to meet with legislators and discuss a solution to this ongoing problem. Now that the House has chosen to move forward without the support of the Governor’s office, it appears that these concerns will need to be addressed immediately, possibly resulting in a veto of the newly passed legislation. If the bill is not vetoed, or the two groups and quickly reach an agreement, then Michigan residents can expect to engage in sports betting as soon as February. If not, it appears that Iden and other representatives will be willing to go back to the drawing board in order to bring sports betting to the state in the near future.

This past Thursday, the Purdue University Board of Trustees approved a new sports wagering policy that has raised a few eyebrows throughout the country. The new policy bans faculty, staff, and non-athlete students from gambling on any sporting events that involve Purdue teams, coaches, or student-athletes. While sports betting was legalized in the state of Indiana as of September 1, any person found violating the new policy at Purdue could face termination or other punishment. The proposed ban would bar those associated with Purdue University from placing bets at brick and mortar sportsbooks as well as online sportsbooks. The policy will go into effect once the rule has been officially published by the University.

The NCAA rules already prevent student-athletes, university officials, coaches, and other professionals from wagering on college athletics, but Purdue’s decision to extend this ban on wagering to everyone associated with the University is unique. The policy aims to restrict the ability of staff and athletes to exploit their positions and potentially influence the outcome of the events in which they are betting on. For example, a professor could pressure their students into influencing the outcome of a match, or they could ridicule them for their performance in which they lost a bet. Additionally, athletes may share game plans or team strategy that could impact fair play. While a rule banning sports betting to prevent these unsavory situations seems like a good idea, the logistics of such a rule raises some serious questions.

Complications Surrounding the New Rule

In the state of Indiana, anyone who is 21 or older can bet on sports. It’s up to the Indiana Gaming Commission to ensure that all gambling operations are adhering to guidelines established by the industry. The challenge that the new policy that Purdue has presented is that faculty, staff, and students are only restricted when betting on Purdue matches, so how can this type of activity be monitored or regulated? As the policy stands, students and staff can still bet on other collegiate sports, just not those associated with their University. This opens up a myriad of issues with trying to monitor who is betting on what at Purdue.

While the University may be able to monitor the internet activity of the students on campus, they certainly wouldn’t be able to flag all sports betting websites because not all sports betting is being outlawed, only the matches being played by Purdue. This means that the University would have to develop a system that allows them to thoroughly analyze all activity on sports betting websites and applications to monitor exactly what students are betting on, which would require a dedication of extensive resources and may also raise questions about invasion of privacy. Additionally, it would be difficult to track who is responsible for the inappropriate online activity. What if a student is logged in under someone else’s account? What if they are logged in as a guest account? Not to mention the fact that many students may be using their own wireless network, or even placing bets through applications on their mobile devices. Tracking the online activity of every student, even those who are using networks other than the one provided on campus, would be impossible.

It is equally important to consider the approach that Purdue takes in order to crack down on sports betting at brick and mortar locations. Since the law states that anyone 21 and older can place bets on sports in the state of Indiana, casinos have no obligation to provide Purdue University with any information about the betting activity of its customers. The same could be said about the Indiana Gaming Commission, who oversees both the brick and mortar and online betting for the state. Their job is to monitor the activity of casinos and consumers in relation to the law, not the rules of Purdue University. Without much legal leverage, it is difficult to see how Purdue plans to crack down on these instances of sports betting without relying on individuals to divulge information when they see others violating the rules.

Timeline and Expectations

The announcement that came on Thursday has been in the works since all sports betting was legalized in early September, and University officials believe that it is a step in the right direction for Purdue, and that it accurately represents the University’s values. The expectation is that the rule will go into effect before Purdue plays Iowa on Saturday, October 19. Purdue will be the first public university to adopt a no sports betting policy in a state where sports betting has been legalized. However, St. Joseph’s University, which is a private college in Pennsylvania, recently announced a similar policy. If this is to be an emerging trend throughout the country, it will be interesting to see if Purdue is successful in establishing guidelines that accurately detect and identify students who violate the rules, without infringing upon their rights.

After much debate in recent months, Colorado residents will finally have the opportunity to vote on the legalization of sports betting within the state. The Colorado Proposition DD would bring legal sports betting to the state with a 10% tax that would be dedicated to environmental programs. As it stands, the state of Colorado offers limited gambling and gaming options to its residents, including casinos with slot machines, poker, and blackjack. Gaming was first legalized in Colorado in 1991; this November, voters have the opportunity to expand these gaming opportunities, by voting for Colorado to become the 20th state to legalize sports betting.

How Does Proposition DD Change Gambling in Colorado?

On November 5, residents of Colorado will vote for or against Proposition DD. If residents vote in favor of legalizing gambling in the state, then the new law will go into effect as of May 2020. Bettors would be given the option of placing a variety of sports wagers at casinos throughout the state. The new law would legalize betting on professional and college sports, Olympic games, motor sports, and esports contests; these changes would be in addition to the legal horse and dog racing gambling that is already available in off-track locations within the state. One of the only exceptions to legal sports wagering would be the limitation of individual player prop bets for collegiate athletics, which is more or less the standard in states where sports betting has already been legalized.

Fantasy sports, which were legalized in 2017, are unaffected by Proposition DD. In other words, no additional taxes are to be expected from existing fantasy sports games. While many states have already adopted online sports gambling applications, Colorado Proposition DD would restrict sports gambling to three licensed casinos: Black Hawk, Central City, and Cripple Creek. That being said, in time it is likely that these casinos would adapt to offer in-person and online betting options, potentially through sportsbook applications such as FanDuel.

Gambling with a Purpose

The initial conversation surrounding Colorado’s interests to legalize gambling mirrored the many other states who have been wrestling with the possibility since the U.S. Supreme Court decided to lift the prohibition of sports wagering in 2018. Concerns were raised about the proper rules and regulations that would be introduced if sports betting was legalized, as well as potential concerns for a rise in gambling addiction. In addition to these issues, residents and policymakers alike feared that the revenue generated from legalization would not do anything to serve the state’s economy or its residents. The early indication is that Proposition DD will address a number of these concerns, in hopes that residents will welcome these gaming changes with open arms.

The Aspen Times reported that the goal of Proposition DD is to help close the $3 billion state funding gap for the implementation of the Colorado Water Plan. The proposed 10% tax on sports gambling would have an annual cap of $29 million a year from casino sports-betting revenue. The largest percentage of the money from the 10% tax would go towards funding environmental programs. This includes programs like the Colorado River Compact (CRC), which is a program that benefits Colorado and its surrounding states by providing over 7 million acre-feet of water each year to Lake Powell. Lake Powell is a reservoir that crosses the border between Colorado, Arizona, and Utah, and the CRC includes contributions from other surrounding states as well. In order to meet the goal of providing such large quantities of water, the Colorado Water Plan aims to provide incentive for residents, farmers, and businesses to reduce water consumption.

A smaller percentage of the money taxed would go to gambling addiction services, while another portion would be directed to a “hold harmless fund,” which is a legal agreement that allows bettors to seek compensation if they can prove sports gambling damaged their financial well-being.

Managing Expectations

While the prospect of using the tax on sports gambling to cover the fund for this program is appealing, it can hardly cover the $3 billion gap in funding. Early projections suggest that if sports betting were legalized in May 2020 then it could be expected to generate roughly $10 million in its first year of legalization. In following years, it would be expected to plateau around $15 million. While this does not cover the large lack of funding for the Colorado Water Plan, it is refreshing to see that the state is using gambling in a way that could benefit the state and its residents.

Opposition to the proposed legalization argue that the burden of the Colorado Water Plan should not fall to those who are interested in betting on their favorite sports. Additionally, environmentalists have raised their concerns about the negative effects of future gaming expansion projects that could lead to pollution or the damaging of the existing natural areas within the state. Despite these concerns, it appears that Colorado residents have met Proposition DD with an open mind. Additionally, the benefits of Colorado’s Proposition DD could provide a model of responsible gaming laws for states that are still on the fence about the benefits of legalization. For now, residents will wait until November 5 to see the where the state’s sports betting plans are headed.

On September 1st, sports betting became legal in the state of Indiana; now the state is announcing the official launch for mobile sports betting, which will go live October 3rd. Throughout the month of September, casinos in the state of Indiana have launched their own sportsbooks in order to take advantage of the sports betting industry that has been growing rapidly throughout the country. On Wednesday, the Indiana Gaming Commission authorized Rush Street Gaming to begin conducting mobile sports betting in early October.

Rush Street Gaming is a Chicago-based gaming company that is known for its partnership with the French Lick Casino. It’s application to launch its mobile sportsbook was accepted by the IGC, who notes that the mobile sportsbook meets state requirements. As the Indy Star reported, bettors who will be using the mobile option can expect to see the same types of sports bets that they have come to expect from any casino sportsbook. The mobile sportsbook will be available anywhere in the state, and individuals will not need to register at the French Lick Casino in order to download the app and begin placing their bets.

A Rapid Change for Sports Betting

Since its legalization at the beginning of September, sports betting in the state of Indiana has grown significantly. As of September 1st, three casinos were taking bets at their newly launched sportsbooks. By September 19th, the number of casinos accepting sports wagers had grown to 13. Two other casinos have been authorized to begin accepting sports wagers but have yet to announce an expected launch date for their sportsbooks. Indiana joins the growing list of states who have introduced mobile sports wagering since the Supreme Court’s decision to legalize it last year. Indiana’s Governor, Eric Holcomb, officially signed a bill this past May that brought sports betting to Indiana as of September 1st. Indiana will become the 17th state to launch mobile sports betting, joining Pennsylvania, Iowa, West Virginia, and others.

The announcement of the first mobile sportsbook in the state of Indiana could be an indication that residents can expect others to enter the playing field within the next few months. The IGC made no formal announcement about any additional mobile sportsbooks, but the Majestic Star Casino and Hotel has applied for a sports betting license and the owners have expressed their interest in offering an online sportsbook.

What to Expect

Rush Street Gaming’s app will operate similarly to those that have been running throughout the country. Users will create an account by providing personal information and a form of payment. The app will also use geofencing technology, which will ensure that bettors who are using the app are in fact located within the state of Indiana. The new mobile sportsbook is actually the third online sportsbook that will be operated by Rush Street Gaming, who already offers mobile sports betting in both New Jersey and Pennsylvania. Perhaps its most notable achievement was the launch of the first online casino, PlaySugarHouse.com, which has grown in popularity over the past three years.

The October 3rd launch could be a large indicator of whether or not other gaming leaders will try their hand at mobile sports betting in Indiana. Gaming leaders like Caesars Entertainment and FanDuel already have a presence in the state’s gaming industry, so it is safe to assume that it is only a matter of time before they become involved. DraftKings, who recently was approved for an online betting application vendor license for the Ameristar Casino East Chicago, could also be eyeing a sports betting app for the state of Indiana. There has also been speculation about the England-based company, Smarkets, and their interest in launching an online sportsbook in the state. For now, bettors can look forward to the October 3rd launch of the Rush Street Gaming app.